Benefit Choices For 2020 From The Hartford

As full-time or part-time active employees, you have the opportunity to elect Critical Illness (CI), Hospital Indemnity (HI), and Accident insurance. If you are a full-time hourly employee, you will also have the opportunity to elect Short-term Disability (STD).

2020 - Hartford Open Enrollment Online Application

• CI insurance can provide a benefit to help cover the expenses related to the treatment and recovery from a major illness (such as cancer, heart attack, or stroke) that traditional health insurance may not.
• HI insurance provides a cash benefit in the event of an unexpected hospital stay for a covered injury and/or illness.
• Accident insurance provides you with a payment associated with a covered injury and related services.
• STD insurance: If you can’t work due to illness, injury or pregnancy, Short-term Disability insurance can help replace a portion of your income.

See your coverage options below

• STD insurance: Enroll in coverage that replaces 60% of your salary, not to exceed $1,200 of your weekly earnings
• CI insurance: Enroll in either $10,000 or $20,000 of coverage
• HI and Accident: Enroll in these coverages for you, your spouse and your child(ren)

Take advantage of this open enrollment opportunity, beginning October 1, 2020, offered to you through North American Division of Seventh-Day Adventists. Maximize your protection, and your peace of mind, with no evidence of insurability required at the time of enrollment¹.

Make informed choices – watch these educational videos which explain the benefits and features of your coverage options:

• [Chalk Talks – Accident] www.thehartford.com/benefits/accident  

• [Chalk Talks – Hospital Indemnity] www.thehartford.com/benefits/hospital
• [Chalk Talks – Critical Illness] www.thehartford.com/benefits/criticalillness  
• [Chalk Talks – Disability] www.thehartford.com/benefits/disability

¹ The Short-term Disability policy is guaranteed acceptance, but does contain a Pre-Existing Condition Limitation. Please refer to the certificate for more information on exclusions and limitations, such as Pre-Existing Conditions.